Get fast, affordable Insurance for Landlords and Investment Properties
Finally, residential real estate investment insurance programs developed to meet the insurance needs of real estate investors. These programs packages property and liability insurance for tenant-occupied, renovation and vacant investment properties, with customized coverage options for each unique investor and portfolio.
Basic Coverages Include
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Basic and Special coverage forms available
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Premises Liability starting at $1 million per occurrence (higher limits available)
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Flood (with no waiting periods)
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Earth Movement (Earthquake shock and sinkhole)
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Loss of Rents
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Business Personal Property
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Ordinance or Law available
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Lender-placed insurance alternative available
Monthly Reporting Form
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Insure all properties and ownership entities on one schedule with monthly billing and seamless changes across a varied portfolio
Industry-Leading Carriers
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All coverage is underwritten by AM Best “A” rated or better carriers so you can feel confident in their financial strength
Property Types Covered
WE CAN QUOTE any type of habitational investment property below.
Single Family
Single family home that is tenant-occupied, vacant, or under renovation.
Multifamily
Tenant-occupied, vacant, or renovation dwelling or complex, up to 20 units.
Vacant Property
Renovation
New Construction
One to 20-unit property in between tenants or on the market to sell.
Ground up construction of entirely new structure.
Ground up construction of entirely new structure.
Condo
Walls-in coverage on an individually owned unit in any stage of occupancy.
Mobile Home
Tenant-occupied or vacant manufactured, modular or mobile dwelling.
Vacation Rental
Furnished property (up to 20 units) or condo rented out on a short-term basis.
Non-Performing Notes
A loan purchased from a borrower behind on or not making payments.
Vacant Land
Stand-alone liability coverage for a parcel of land with no dwelling
Lender-placed insurance alternative is available.
Optional Additional Coverages
Earth Movement
Coverage extends to earthquake shock perils and sinkholes. Available in 45 states.
Flood
Flood coverage on a monthly reporting form with no waiting period.
Terrorism & Political Violence
Avoid the pitfalls of TRIA with standalone Terrorism coverage included on every proposal
(except where excluded).
Property Management E&O
E&O coverage for investors who self manage their properties including a sublimit for tenant discrimination.
Tenant Protector Plan
Coverage extends to earthquake shock perils and sinkholes. Available in 45 states.
Ordinance or Law
Flood coverage on a monthly reporting form with no waiting period.
Equipment Breakdown
Avoid the pitfalls of TRIA with standalone Terrorism coverage included on every proposal
(except where excluded).
Service Lines
E&O coverage for investors who self manage their properties including a sublimit for tenant discrimination.
Business Owners, we've got YOU covered!
Commercial
Small Business
Cannabis
Restaurants
Special Events
Life
Surety Bonds
Commercial Auto
BOP
Disability / Critical Illness
Cyber
E-Commerce
Real Estate
Errors & Ommissions
Worker's Comp.
Follow us and keep ahead of the pack with new markets and carriers.
19580 Tamarack St. NW Cedar, MN 55011
612-289-1614